UP
UPST
-6.5%🟢 Fundamentally supportedUpstart Holdings, Inc. Common stock · Financial Services
$22.28Vol 2.91M · 0.9× normalMkt cap −$0.15Blive · 2026-10-14 ET
What happened
Move
-6.5%
Price
$22.28
Volume
2.91M
0.9× normal
Market cap
$2.17B
−$0.15B today
Why it moved
Analyst downgrademedium confidence
Possible catalyst: analyst downgrade, 5.0pp below its sector.
Verdict — was the move justified?
🟢 Fundamentally supported
Analyst downgrade — direction and rough magnitude are consistent with the identified fundamental catalyst.
How unusual is this move
σ score
2.6σ
vs own 20d volatility
Percentile
79th
of 1275 daily moves
Avg daily move
±4.4%
own 5y average
vs sector
-5.0%
beyond sector median
What happened after similar moves
201 similar down moves in UPST’s 5-year history:
After 5 days
-1.0%
44% higher
After 20 days
-1.8%
47% higher
Median of same-direction moves within ±35% magnitude band. Past patterns don’t predict outcomes — context, not signal.
Fundamental context
V 50G 37P 21H 28Q 11
Insider activity (90d): net selling $3.10M
Valuation context
P/E (TTM)
38.4
5y median 91.7
P/E percentile
16%
vs own 3y history
FCF yield
-0.1%
Trading cheaper than 84% of its own historical valuation range.
Full fundamental analysis on PreMarketPrice
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